Shop now. Pay later.
Get easy monthly financing from PayBright.
We’ve teamed up with PayBright to offer convenient installment plans where you can buy now and spread out the cost of your purchase over time.
How do I use PayBright?
Select the PayBright option at checkout. You’ll automatically get redirected to PayBright’s application.
Complete PayBright’s easy online application and get an instant approval decision in less than a minute.
Enjoy your purchase! After you select your payment plan and complete your purchase, your order will be processed and shipped.
What's a PayBright Payment Plan?
PayBright Payment Plans allow you to break down the cost of your purchase into a series of affordable monthly or bi-weekly installments. This lets you shop now, and pay later!
Does PayBright check my credit?
Tip: If you are applying for a Pay Monthly plan through multiple retailers, each application will be subject to a credit check.
Does PayBright charge any interest or fees?
There may be interest and/or processing fees, depending on the retail partner. The cost of our payment plans ranges between 0% and 29.95% APR (Annual Percentage Rate). Contact the retailer directly or check their website to find out what plans are available.
Cost of Borrowing
Your total cost of borrowing equals the total interest and processing fees that will be paid over the term of the loan. This amount will be lower if you’ve received a partial refund or made any extra payments toward your loan.
We seek to have the highest standards of transparency so that charges are always fully clear to you. The exact APR/total cost of borrowing that applies to your purchase will be calculated and shown to you before you finalize any transaction.
Where can I review my payment plan?
How can I check my account balance?
Can I prepay my balance?
Why was I declined for a payment plan?
We’re sorry that we couldn’t approve you for a payment plan at this time. Our decision is based on several factors. Some of the most common ones being; insufficient credit history, or a history of late payments (both with PayBright and other financial institutions).
Please don’t be discouraged! We hope you’ll consider us again in the future as you build your credit file.
Tip: Ensure all information in your application and on your online retailer account matches your personal details. This includes your legal name, address, and banking information.